Fitness Studio Insurance provided by Altima Auto Insurance Agency .
What is Fitness Studio Insurance?
Who needs Fitness Studio Insurance ?
Gyms come in many forms these days, and gym insurance is usually appropriate for nearly all of them, including:
Every business faces the possibility of a claim, but the physical nature of the operations and the equipment required can make a gym more prone to risk. When it comes to sports and recreational injuries, exercise and exercise equipment sent 468,315 people to the emergency room in 2019, according to the National Security Council Injury Facts.
Not all of these injuries occurred in someone’s gym, but at the same time, an emergency room visit isn’t the only way a gym owner can end up in court. Ultimately, every gym and fitness center owner needs business insurance to protect their assets.
Policy | What It Covers |
|---|---|
General Liability | Nonemployees’ claims over property damage, bodily harm, and advertising injury |
Commercial Property | The cost of repairing or replacing business-owned property |
Workers’ Compensation | Injured employees’ lost wages and medical bills |
Professional Liability | Legal costs in allegations of negligence |
Medical Payments | Medical bills for an injured participant |
Every Gym owner needs to get policies that cover their risks, including both supervised and unsupervised workouts with various machines and equipment. Gyms have more risk than a trip-and-fall where clients may get injured in an exercise or even suffer cardiac arrest on the bike’s pedals! Don’t go bankrupt because you were confused about your insurance coverage.
Contact us today to find the right coverage for your Gym and Fitness center.
