Electrical Contractor Insurance provided by Altima Auto Insurance Agency .
What is Electrical Contractors Insurance?
Basic coverages by Electrical Contractor Insurance for electricians
General Liability:
An essential coverage for electrical contractors. It protects against lawsuits or other financial liabilities that result from a wide range of accidents like a fire caused by faulty work.
Commercial Auto:
Typically needed if you use your vehicle to transport work supplies like parts, testing equipment and other tools. We offer protection for a variety of vehicles including cargo vans and pick-up trucks.
Business-owners policy:
Extends general liability coverage to protect things like your commercial buildings and personal property.
Workers Compensation:
Coverage for your employees who become ill or injured while on the job.
The cost depends on several factors including the size of the business and its location, as well as its gross sales/receipts and payroll. A solo contractor working out in the middle of nowhere in Kansas might only pay a few hundred dollars per year, whereas a giant company in, say, NYC might pay more than a million annually.
It’s typically expected, however, to be at least in the low thousands. That’s because of the large amount of risk involved in working with electricity itself, and the involvement of other people and property in the process.
We will review your needs and help you evaluate which electrical contractor insurance policy makes the most sense for you. We’ll also compare policies and quotes from multiple insurance companies to make sure you have the best protection out there. Contact us to know more !
