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About Our Agency

Don't leave everything to chance; keep yourself protected with insurance.

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Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Our agency is a one-stop insurance agency.

We understand that you care about your family, business, and possessions. We have the knowledge to navigate all those unique risks so you can feel safe knowing they’re protected from anything life throws their way!

Welcome to Our Agency

A Hecht-Stout Insurance broker is a seasoned professional who takes a personal interest in meeting your needs. We are backed by the negotiating power and support services of an efficient system that has been serving clients in need to protect their most significant assets for over six decades.

Large national brokers may offer many products, but you are first, not a name. Small brokerage firms can provide personal services, but many need more depth of products and services to handle challenging problems. At Hecht-Stout Insurance Agency, we will customize the best insurance package using the broadest range of companies and products to meet your needs.

Our client’s financial security and quality of life deserve the utmost dedication, expert advice, and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions—protecting you from the unexpected and planning for the predictable.

Meet Our Team

17+ Years of Experience

We have 17+ years of experience, which has helped us earn our client's trust with superior service.

Trusted by 400+ Families

We have helped over 400+ families make educated decisions about their finances.

Customer Focus

We are focused on providing the best services possible to meet your needs and demands.

Customised Coverages

We provide customized coverages and insurance that reflect your goals and objectives.

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MICHAEL LUCARELLI

After twenty-five years in the restaurant business and being in control of my own destiny and financial situation, I’ve learned firsthand the dedication, energy, and proper planning needed to run a successful business. I have a special admiration for small businesses and understand the many challenges owners face to provide for their employees and their families.
Leaving the restaurant business in 2008, I set out to use my personal experiences to have a positive impact in helping business owners with important decisions. Group Health, Life Insurance, Disability, Long Term Care, Medicare, and Retirement Planning are at the top of the list.
Securing a solid financial future for clients is essential. Consulting with a team of experienced professionals, and taking a practical approach to Business and Personal planning, has built many long-lasting relationships based on trust and integrity.
Please reach out, let me know how I can help you grow your business.

Our Mission

At Our Agency, we believe in a culture of safety through risk management. In addition to providing you with the right coverage and advice for your needs at an affordable price, our team will work closely together as part of this family so that both business and personal property can get proper compensation when needed most - it's a promise from us!

Benefits of working with an independent agency