Off-road vehicle Insurance

Off-road vehicle Insurance By Altima Auto Insurance Agency.

Get Started

Off-road vehicle Insurance provided by Altima Auto Insurance Agency.

Most off-road vehicles are built for adventure — whether you’re enjoying the trail on a snowmobile or hitting the apex on your dirt bike. But before you hit the trails, you’ll want to make sure you’ve got the protection you need to enjoy your rugged adventures worry-free.

Click And Learn

Bodily injury to others
Property damage to others
Collision with fallen tree
Theft of  vehicle

Bodily injury to others Coverage

Risk Factors

While driving your off-road vehicle, you may meet an accident and injure other people involved in that accident

Solution

If you have an accident and you’re found liable for someone else’s injuries, bodily injury liability coverage may help cover that person’s medical bills.

Property damage to others Coverage

Risk Factors

While driving your off-road vehicle, you may meet an accident and damage someone’s personal property



Solution

If you accidentally damage to someone else’s property, such as a fence or vehicle, property damage liability coverage may help pay for repairs.

Theft of vehicle Coverage

Risk Factors

You forgot to lock your vehicle and someone stole your vehicle parked outside your house. You need to pay for legal fees and suffer a huge loss.

Solution

If your off-road vehicle is damaged by something other than a collision, comprehensive coverage may help pay for repairs. It may help pay to repair or replace it.

Insured’s Motorcycle damage Coverage

Risk Factors

You met an accident and your motorcycle is damaged. You are bound to pay for repairing costs to get it back to normal.

Solution

Motorcycle collision insurance covers damage to your motorcycle if you are involved in a collision with another vehicle. Your insurance company pays for damages incurred.

why off-road vehicle insurance?

Your off-road vehicle isn’t street legal, so your auto insurance won’t cover it. Although it’s your personal property, your home insurance policy probably doesn’t either. So what should you do?

Protect yourself and your off-road vehicles with an off-road vehicle insurance policy.

Not all off-road vehicles are the same, so you might not realize how many of them can be insured by the same type of coverage.

  • ATVs – 3, 4, or 6 wheels
  • Golf carts
  • Dune buggies
  • Dirt bikes
  • Snowmobiles

If you’ve got multiple “toys,” you’ll need an insurance policy that can cover you from all angles. The accidents you can get into in a golf cart are different from the ones that happen on a dirt bike.  We can help you choose a policy that covers all of your off-road vehicles, no matter what kind you have.

What is covered by Off-road vehicle Insurance ?

Riding means staying aware of your surroundings, anticipating the weather and the moves of others around you. If an accident were to happen, off-road insurance can protect you. What does it mostly cover? (Check with us to be sure)

  • Bodily injury to someone else or property damage that you accidentally caused while driving your snowmobile, golf cart, or ATV
  • Bodily injury to yourself because of an accident with an uninsured rider
  • Damage to your snowmobile, golf cart or ATV caused by an accident
  • Theft, fire, vandalism, and other losses even while your off road vehicle is in storage

Is your ATV covered by your home insurance policy or your auto insurance policy?

  • Typically, a home insurance policy will cover an ATV on your property only
  • On the trails, away from home, you’ll need an ATV insurance policy to be covered
  • Many standard auto insurance plans don’t include off-road coverage (Check with us to know more about this)

What is the importance of Off-road vehicle Insurance ?

Whether they are used for leisure, sport, or transportation around off-road locations, dirt bikes and other off-road vehicles can be fun for riders of all ages. Passenger vehicles on roadways require extensive auto insurance coverage before they can be operated legally, and owners of off-road vehicles should consider treating their dirt bikes, motorbikes, and ATVs in the same regard.

In the case of collision, theft, vandalism, or other damage, off-road vehicle owners may want to have adequate insurance coverage for help with repair or replacement.

The better your insurance, the sooner you will be back to your preferred off-road leisurely activity. No one wants to have an accident but when it happens, make sure you’re covered.

We know how important it is to cut loose and have fun when you work hard for your family. Let us help you insure your fun so an accident doesn’t slow you down for too long. Contact us today!

Already Have Off-road vehicle Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
Request a Quote

Get Personalized  Insurance

Name(Required)
This field is for validation purposes and should be left unchanged.

About Altima Auto Insurance Agency

Altima Auto Insurance Agency helps you choose from a variety of personal insurance and business insurance solutions.
Work With Us
814 W. Arkansas Ln.
Arlington, TX 76013
Mon – Fri 9:00 am – 6:00 pm
Saturdays 10:00 am – 5:00 pm
Sundays Closed
© 2024 Altima Auto Insurance Agency Designed by Amplispot
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram